Quick & Easy Finance For Our Community

We're committed to making finance accessible to individuals, businesses and communities often overlooked by the conventional financial system.

15+
Years of Experience
5,000+
Clients Served
$50M+
Loans Disbursed
98%
Customer Satisfaction

Our Mission & Vision

Our Mission

Our mission is to be the preferred provider of targeted financial services in our community through tailor-made products and strong customer relationships.

We focus on understanding the unique needs of each client and creating financial solutions that help them achieve their goals.

Our Vision

To provide quick and easy finance to our community, breaking down financial barriers and ensuring equal access to financial services for all.

We envision a future where everyone has the financial tools they need to thrive, regardless of their background or circumstances.

Our Core Values

Excellency

We strive for excellence in all our services, ensuring the highest quality standards in every interaction and transaction.

Trust & Integrity

We build lasting relationships based on trust, transparency, and integrity. Our clients' confidence is our most valuable asset.

Customer Centricity

Our customers are at the heart of everything we do, driving our decisions and innovations to serve them better.

Teamwork

We believe in the power of collaboration to achieve exceptional results for our clients and our community.

About Us

At CAPITAL FINANCIAL Limited, we are committed to making finance accessible to individuals, businesses and communities often overlooked by the conventional financial system.

As a registered Non-Deposit Taking Financial Service Provider (NDFSP), our mission is to bridge the gap for the unserved population—those who struggle to access funds through traditional channels or require financial solutions that are faster and more flexible.

Guided by our core values, we strive to break down financial barriers and ensure equal access to financial services for all. We believe that everyone—regardless of their background or circumstances—deserves the opportunity to achieve their financial goals.

With over 15 years of experience in the financial sector, our team of experts understands the unique challenges faced by individuals and small businesses when seeking financing. We've designed our processes to be more inclusive, responsive, and tailored to meet real-world needs.

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Financial Services

Our Financial Services

Personal Loans

Personal Loans

Flexible personal loans designed to meet your individual needs, whether for education, home improvement, medical expenses, or debt consolidation.

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Business Loans

Business Loans

Tailored financing solutions for businesses of all sizes, from startups to established enterprises, to support growth and operational needs.

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Community Financing

Community Financing

Specialized financial products designed to support community projects, local initiatives, and underserved populations.

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Loan Application Requirements

1

Well filled loan application form

2

Bank statement for the past 6 months

3

Photocopy of ID for an applicant if it is an individual

4

RDB Certificate for Company

5

Marital status certificate

6

Employment contract in case is an employee

7

Collateral specifications and valuation report

8

Repayment source verification i.e., issued invoices

9

Tax clearance certificate

10

Clean CRB report

Application Process Information

Processing Time

Most loan applications are processed within 3-5 business days once all required documents are submitted.

Document Verification

All submitted documents undergo verification to ensure authenticity and accuracy.

Credit Assessment

We conduct a comprehensive credit assessment to determine loan eligibility and terms.

Need Assistance?

Our customer service team is available to help you gather the required documents and answer any questions.

Contact Us

Our Simple Loan Process

1

Application

Submit your loan application along with the required documents.

2

Review

Our team reviews your application and verifies your documents.

3

Approval

Receive loan approval with customized terms and conditions.

4

Disbursement

Get your funds quickly transferred to your account.

What Our Clients Say

"CAPITAL FINANCIAL helped me secure a business loan when traditional banks turned me down. Their process was straightforward, and the team was incredibly supportive throughout."
Sarah Johnson

Sarah Johnson

Small Business Owner

"The personal loan I received allowed me to consolidate my debts and save significantly on interest. The application process was quick and hassle-free."
Michael Brown

Michael Brown

Teacher

"As a startup, finding financing was challenging until we discovered CAPITAL FINANCIAL. They understood our vision and provided the capital we needed to grow."
Jessica Williams

Jessica Williams

Tech Startup Founder

Meet Our Leadership Team

Robert Smith

Robert Smith

Chief Executive Officer

With over 20 years in financial services, Robert leads our vision of inclusive finance.

Jennifer Lee

Jennifer Lee

Chief Operations Officer

Jennifer ensures our operations run smoothly and clients receive exceptional service.

David Wilson

David Wilson

Head of Risk Management

David oversees our risk assessment processes to ensure responsible lending practices.

Contact Us

Get In Touch

We're here to help you achieve your financial goals. Reach out to us with any questions or to start your loan application process.

Phone

0798815491 / 0788421599

Email

capitalfinancialltd@groups.outlook.com

Office Location

Kigali, Rwanda

Business Hours

Monday - Friday: 8:00 AM - 5:00 PM

Saturday: 9:00 AM - 1:00 PM

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